Better Banking: Heritage Bank Upgrades HB Padie Mobile App | TimeTestedNews


Heritage Bank has upgraded its HB Padie mobile application to HB Padie 2.0, with improved features for easy, secure and convenient electronic banking experience.

The Padie app has been redesigned and relaunched with new improved multi-functional features. Customers can leverage this game-changing innovation  to easily  access funds and  also enable  effective card management in connecting all bank accounts with their Debit Card details or account holder information.


Padie 2.0 combines digital transactions and community lifestyle payments that empower customers with the power to build their world and perform digital transactions how they want it.

The platform possesses other numerous benefits, as one of these is an enabler for foreign exchange transfer with speed and convenience you need all in one.

The platform enables customers and small business account holders key into electronic payment system easily, efficient collections, bills payment, mobile virtual top-up, funds transfer, balance enquiry and many more.

Other added features include frequent transaction; dashboard flexibility and personalization, which involve profile management-the Padie 2.0 can be customized by the user by adding any profile picture of choice, whilst the customers can retain and delete beneficiaries without having to repeatedly enter the recipients’ account details.

The Padie 2.0 platform also allows customers to monitor their spending patterns, as it shows the inflow and outflow of funds on their account.

To further improve banking experience and make access of funds easier, Heritage Bank launched its USSD code *745#.

According to the bank, it does not require a smartphone or data and would induce an improved banking experience.

The bank said to register for the service, customers should dial, *745# account number* last 6 digits on the customer’s debit card# and follow the voice prompt.” To ensure seamless banking transactions, the bank explained that customers are constantly communicated to, to also adopt its available 24/7 alternate electronic channel.

“We have encouraged our customers to adopt the self-service platforms like *745*0# for balance enquiry, Funds Transfer (Within Heritage Bank): *745*1*Amount*Account Number#, self-airtime recharge: *745*Amount#, third party airtime recharge: *745*Amount*Mobile Number# and change pin: *745*00#,” the bank said